Transaction Fees

These fees apply for usage above what is included in your package.
Item YOUR Chequing YOUR Savings YOUR US$ Chequing* YOUR
Business
YOUR Credit Union ATM Withdrawal $1.00 $1.75 n/a $1.15
YOUR Credit Union ATM Bill Payment $1.25 $1.75 n/a $1.15
EXCHANGE® and AccuLink® ATM Withdrawal $1.00 $1.75 n/a $1.15
Interac Network(domestic) ATM Withdrawal $2.00 $2.00 n/a $2.00
PLUS® Network(international) ATM Withdrawal $4.00 $4.00 n/a $4.00
GLOBAL PAYMENT™ Mastercard® $1.00 n/a n/a $1.15
MemberDirect® Online Banking - Inquiry $0.00 $0.00 $0.00 $0.00
MemberDirect® Online Banking - Transfer $1.00 $1.75 n/a $1.15
MemberDirect® Online Banking - Bill Payment $1.25 $1.75 n/a $1.15
TeleService® Telephone Banking - Inquiry $0.00 $0.00 $0.00 $0.00
TeleService® Telephone Banking - Transfer $1.00 $1.75 n/a $1.15
TeleService® Telephone Banking -Bill Payment $1.25 $1.75 n/a $1.15
Direct Payment Purchase / Interac® Online $1.00 $2.00 n/a $1.15
Pre-authorized Payment $1.00 $2.00 $1.00 $1.15
Overdraft Fee $5.00 $5.00 $5.00 $5.00
Overdraft Protection Fee (Monthly) $2.00 n/a n/a $5.00
Telephone Call re: NSF Item $5.00 $5.00 $5.00 $5.00
Transfer for funds to cover Overdraft $5.00 $5.00 $5.00 $5.00
Global Payment NSF $43.00 n/a n/a $43.00
In-Branch Cash Withdrawal $1.25 $1.75 $1.00 $1.15
In-Branch Bill Payment $2.00 $2.00 $2.00 $2.00
In-Branch Transfer $1.25 $1.75 $1.00 $1.15
Cheque Withdrawal $1.00 $2.00 $1.00 $1.15
Cheque - Certified for customer-owner $15.00 $15.00 $15.00 $15.00
Cheque - Stop Payment $13.50 $13.50 $13.50 $13.50
Returned NSF Item $48.00 $48.00 $48.00 $48.00
Returned NSF - Global Payment Card $48.00 n/a n/a $48.00
Cheque - Official $8.00 $8.00 $8.00 $8.00
Money Order - Canadian $8.00 $8.00 $8.00 $8.00
Money Order - US$ $8.00 $8.00 $8.00 $8.00
Wire Transfer - Outgoing - Canadian Funds $45.00 min. plus cost
Wire Transfer - Outgoing - US$ Funds $ 45.00 min. plus cost
Wire Transfer - Incoming $17.00 $17.00 $17.00 $17.00
Safety Deposit Box - Small $ 55.00/yr $ 55.00/yr $ 55.00/yr $ 55.00/yr
Safety Deposit Box - Medium $ 75.00/yr $ 75.00/yr $ 75.00/yr $ 75.00/yr
Safety Deposit Box - Large $ 90.00/yr $ 90.00/yr $ 90.00/yr $ 90.00/yr
Interac e-Transfer $1.50 $1.60 $1.50 $1.50
Deposit Anywhere $1.50 $1.50 $1.50 $1.50
Statement Option $2/month $2/month $2/month n/a
Items on Deposit (per item) $0.00 $0.00 $0.00 $0.18
Cash Deposit (per $1000 deposited) $0.00 $0.00 $0.00 $1.75
Coin Deposit (per $100 deposited) $0.00 $0.00 $0.00 $1.75

Sundry Service Charges

 
Item: Fee:
Non-Member Certified Cheques $18.00
Non-Encoded Cheques $4.50
Cash US Cheques $6.00
Cash US Cheques $6.00
Cash Sterling Cheques $10.00
Cash Cheque (Non-Member) $3.00
Charge Back $20.00
Telephone Call Re: Overdraft $5.00
Copies of Cheque Images $ 5 per item + time after 10 min.
Tracing $ 25.00 per hr., $ 40.00 min.
Commercial Account Review $50.00 min.
Transfer Acct to another Financial Institution $25.00
Transfer of RSP's to another Financial Institution $50.00
Accounts Closed within 90 days $20.00
Loan or Mortgage Late Payments (after 5 days) $50.00
Statement with Cheque Images $5.00
Print Account History $2.50
 Deactivate Interac Flash $20.00
 Rejected Clearing Item $5.00
 AFT/Direct Deposit Account Errors $2.00
 Reference Letter - Account Balance $10.00
Reference Letter - Interest Earned $10.00
On-Line Bill Tracing $10.00
Unlocking LIF $50.00
*All service charges are subject to change at any time.