Transaction Fees

Please note: As of Sept 1, 2019 we have changed the names of most personal Account Packages, added an additional Business Savings Account Option, and increasinged select service charges on other accounts and packages. Click the links below to view details of the changes.

Updated Personal Account Names and Fees

New Business Savings Account

Updated Business Account Fees


These fees apply for usage above what is included in your package until Auguast 31st, 2019.
Item Chequing Savings US$      
Chequing*
Business
Chequing
YOUR Credit Union ATM Withdrawal $1.10 $3.00 n/a $1.20
YOUR Credit Union ATM Bill Payment $1.25 $3.00 n/a $1.20
EXCHANGE® and AccuLink® ATM Withdrawal $1.10 $3.00 n/a $1.20
Interac Network(domestic) ATM Withdrawal $2.00 $2.00 n/a $2.00
PLUS® Network(international) ATM Withdrawal $4.00 $5.00 n/a $4.00
MemberDirect® Online Banking - Inquiry FREE FREE FREE FREE
MemberDirect® Online Banking - Transfer $1.10 $3.00 n/a $1.20
MemberDirect® Online Banking - Bill Payment $1.25 $3.00 n/a $1.20
TeleService® Telephone Banking - Inquiry FREE FREE FREE FREE
TeleService® Telephone Banking - Transfer $1.10 $3.00 n/a $1.20
TeleService® Telephone Banking -Bill Payment $1.25 $3.00 n/a $1.20
Direct Payment Purchase / Interac® Online $1.10 $2.00 n/a $1.20
Pre-authorized Payment $1.10 $2.00 $1.10 $1.20
Overdraft Fee $5.00 $5.00 $5.00 $5.00
Overdraft Protection Fee (Monthly) $2.00 n/a n/a $5.00
Telephone Call re: NSF Item $5.00 $5.00 $5.00 $5.00
Transfer for funds to cover Overdraft $5.00 $5.00 $5.00 $5.00
In-Branch Cash Withdrawal $1.25 $3.00 $1.10 $1.20
In-Branch Bill Payment $2.00 $2.00 $2.00 $2.00
In-Branch Transfer $1.25 $3.00 $1.10 $1.20
Cheque Withdrawal $1.10 $5.00 $1.10 $1.20
Cheque - Certified for customer-owner $15.00 $15.00 $15.00 $15.00
Cheque - Stop Payment $13.50 $13.50 $13.50 $13.50
Returned NSF Item $48.00 $48.00 $48.00 $48.00
Cheque - Official $8.50 $8.50 $8.50 $8.50
Money Order - Canadian $8.50 $8.50 $8.50 $8.50
Money Order - US$ $8.50 $8.50 $8.50 $8.50
Wire Transfer - Outgoing - Canadian Funds $45.00 min. plus cost
Wire Transfer - Outgoing - US$ Funds $ 45.00 min. plus cost
Wire Transfer - Incoming $17.00 $17.00 $17.00 $17.00
Safety Deposit Box - Small $ 55.00/yr $ 55.00/yr $ 55.00/yr $ 55.00/yr
Safety Deposit Box - Medium $ 75.00/yr $ 75.00/yr $ 75.00/yr $ 75.00/yr
Safety Deposit Box - Large $ 90.00/yr $ 90.00/yr $ 90.00/yr $ 90.00/yr
Send Interac e-Transfer $1.50 $3.00 NA $1.50
Send Interac e-Transfer FREE FREE NA $1.50
Deposit Anywhere $1.50 $1.50 $1.50 $1.50
Statement Option $2/month $2/month $2/month n/a
Items on Deposit (per item) FREE FREE FREE $0.20
Cash Deposit (per $1000 deposited) FREE FREE FREE $2.00
Coin Deposit (per $100 deposited) FREE FREE FREE $2.00
Cash Orders (per $1000 currency) FREE FREE FREE $0.95
Cash Orders (per roll of coin) FREE FREE FREE $0.10

Sundry Service Charges

 
Item: Fee:
Non-Member Certified Cheques $30.00
Non-Encoded Cheques $5.00
Cash US Cheques $10.00
Cash Sterling Cheques $10.00
Cash Cheque (Non-Member) $3.00
Charge Back $20.00
Telephone Call Re: Overdraft $5.00
Copies of Cheque Images $ 5 per item + time after 10 min.
Tracing $ 25.00 per hr., $ 40.00 min.
Commercial Account Review $50.00 min.
Transfer Acct to another Financial Institution $25.00
Transfer of RSP's to another Financial Institution $50.00
Accounts Closed within 90 days $20.00
Loan or Mortgage Late Payments (after 5 days) $50.00
Statement with Cheque Images $5.00
Interim Statement $2.00
Deactivate Interac Flash $20.00
Rejected Clearing Item $5.00
AFT/Direct Deposit Account Errors $2.00
Reference Letter - Account Balance $10.00
Reference Letter - Interest Earned $10.00
On-Line Bill Tracing $10.00
Unlocking LIF $50.00
*All service charges are subject to change at any time.