Transaction Fees
| Item | Chequing | Savings | US$ Chequing* |
Business Chequing |
| YOUR Credit Union ATM Withdrawal | $1.10 | $3.00 | n/a | $1.20 |
| YOUR Credit Union ATM Bill Payment | $1.10 | $3.00 | n/a | $1.20 |
| EXCHANGE® and AccuLink® ATM Withdrawal | $1.10 | $3.00 | n/a | $1.20 |
| Interac Network(domestic) ATM Withdrawal | $2.00 | $3.00 | n/a | $2.00 |
| PLUS® Network(international) ATM Withdrawal | $5.00 | $5.00 | n/a | $4.00 |
| MemberDirect® Online Banking - Inquiry | FREE | FREE | FREE | FREE |
| MemberDirect® Online Banking - Transfer | $1.10 | $3.00 | n/a | $1.20 |
| MemberDirect® Online Banking - Bill Payment | $2.00 | $3.00 | n/a | $2.00 |
| TeleService® Telephone Banking - Inquiry | FREE | FREE | FREE | FREE |
| TeleService® Telephone Banking - Transfer | $1.10 | $3.00 | n/a | $1.20 |
| TeleService® Telephone Banking -Bill Payment | $2.00 | $3.00 | n/a | $2.00 |
| Direct Payment Purchase / Interac® Online | $1.10 | $3.00 | n/a | $1.20 |
| Pre-authorized Payment | $1.10 | $3.00 | $1.10 | $1.20 |
| Overdraft Fee | $5.00 | $5.00 | $5.00 | $5.00 |
| Overdraft Protection Fee (Monthly) | $5.00 | $5.00 | $5.00 | $5.00 |
| Telephone Call re: NSF Item | $5.00 | $5.00 | $5.00 | $5.00 |
| Transfer for funds to cover Overdraft | $5.00 | $5.00 | $5.00 | $5.00 |
| In-Branch Cash Withdrawal | $1.25 | $3.00 | $1.10 | $1.20 |
| In-Branch Bill Payment | $3.00 | $3.00 | $3.00 | $3.00 |
| In-Branch Transfer | $1.10 | $3.00 | $1.10 | $1.20 |
| Cheque Withdrawal | $1.10 | $5.00 | $1.10 | $1.20 |
| Cheque - Certified for customer-owner | $17.00 | $17.00 | $17.00 | $17.00 |
| Cheque - Stop Payment | $15.00 | $15.00 | $15.00 | $15.00 |
| Returned NSF Item | $48.00 | $48.00 | $48.00 | $48.00 |
| Cheque - Official | $8.50 | $8.50 | $8.50 | $8.50 |
| Money Order - Canadian | $8.50 | $8.50 | $8.50 | $8.50 |
| Money Order - US$ | $8.50 | $8.50 | $8.50 | $8.50 |
| Wire Transfer - Outgoing - Canadian Funds | $45.00 | min. | plus | cost |
| Wire Transfer - Outgoing - US$ Funds | $ 45.00 | min. | plus | cost |
| Wire Transfer - Incoming | $17.00 | $17.00 | $17.00 | $17.00 |
| Safety Deposit Box - Small | $ 55.00/yr | $ 55.00/yr | $ 55.00/yr | $ 55.00/yr |
| Safety Deposit Box - Medium | $ 75.00/yr | $ 75.00/yr | $ 75.00/yr | $ 75.00/yr |
| Safety Deposit Box - Large | $ 90.00/yr | $ 90.00/yr | $ 90.00/yr | $ 90.00/yr |
| Send Interac e-Transfer | $1.50 | $3.00 | NA | $1.50 |
| Receive Interac e-Transfer | FREE | FREE | NA | $1.50 |
| Deposit Anywhere | $1.50 | $1.50 | $1.50 | $1.50 |
| Statement Option | $2/month | $2/month | $2/month | n/a |
| Items on Deposit (per item) | FREE | FREE | FREE | $0.20 |
| Cash Deposit (per $1000 deposited) | FREE | FREE | FREE | $2.00 |
| Coin Deposit (per $100 deposited) | FREE | FREE | FREE | $2.00 |
| Cash Orders (per $1000 currency) | FREE | FREE | FREE | $0.95 |
| Cash Orders (per roll of coin) | FREE | FREE | FREE | $0.10 |
Sundry Service Charges
| Item: | Fee: |
| Non-Member Certified Cheques | $30.00 |
| Non-Encoded Cheques | $5.00 |
| Cash US Cheques | $6.50 |
| Cash Sterling Cheques | $10.00 |
| Cash Cheque (Non-Member) | n/a |
| Charge Back | $20.00 |
| Telephone Call Re: Overdraft | $5.00 |
| Copies of Cheque Images | $ 5 per item + time after 10 min. |
| Tracing | $ 25.00 per hr., $ 40.00 min. |
| Commercial Account Review | $50.00 min. |
| Transfer Acct to another Financial Institution | $25.00 |
| Transfer of RSP's to another Financial Institution | $50.00 |
| Accounts Closed within 90 days | $20.00 |
| Loan or Mortgage Late Payments (after 5 days) | $50.00 |
| Statement with Cheque Images | $5.00 |
| Interim Statement | $2.00 |
| Deactivate Interac Flash | $20.00 |
| Rejected Clearing Item | $5.00 |
| AFT/Direct Deposit Account Errors | $2.00 |
| Reference Letter - Account Balance | $10.00 |
| Reference Letter - Interest Earned | $10.00 |
| On-Line Bill Tracing | $10.00 |
| Unlocking LIF | $50.00 |
